Your Disability Income Insurance Center

We here at Great Lakes Financial insurance Agency have been providing Services for Michigan for Over 30 Years.  We specialize in Disability Income Insurance, Life Insurance, and Annuities.

 


Purchasing Disability income insurance coverage is one of the most important decisions one can make to protect your future income. Without protection from a dedicated disability income insurance carrier, an unexpected illness or injury could be financially devastating to anyone. It is essential to select a disability income insurance policy that is tailored to your individual needs. Investigate your disability income insurance options thoroughly and invest in a policy from a strong, reputable disability income insurance company that will protect and stand by you when you need it most. 


 


Life insurance gives you reassurance that you've protected your loved ones in the future.  Life insurance provides money directly to your beneficiaries to use however they chose upon your death.    There are two types of life insurance, term life and universal life.  Term Life insurance provides coverage for a specified time frame. With a term plan, the policy does not accumulate a cash value, where the premium buys protection at death during the coverage period and nothing else.  Universal life insurance combines permanent insurance coverage with greater flexibility in premium payment, along with the potential for greater growth of cash values.


 


A fixed Annuity is a financial product designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time. Annuities are primarily used as a means of securing a steady cash flow for an individual during their retirement years.